Tamilnadu Chief Minister's Comprehensive Health Insurance Scheme

Sunday 2 October 2016

Tamilnadu Governement Personal Accident Relief for the Accidents at Work Site 2016



Personal Accident Relief for the Accidents at Work Site.-

(1) All manual workers when met with an accident are eligible for Personal Accident Relief and where the accident results in death, their nominees are eligible for Personal Accident Relief.

Explanation.-
For the purpose of this clause, “accident” means any bodily injury or death or loss of limbs or loss of sight resulting to a manual worker solely and directly from accident arising out of and in the course of his employment but does not include any intentional self injury, suicide, attempted suicide, injury caused while under the influence of intoxicating liquor or drugs or caused by insanity or resulting from the commission of any breach of the law, or rules, regulations or instructions applicable, from time to time.
(2) The risk covered by the Personal Accident Relief scheme and the amount of compensation payable shall be as follows:-

(a)Death : Rs. 5,00,000

(b)Loss or actual physical separation of or total
and irrecoverable loss of use of:-
(i) both hands;
or
(ii) both feet ;
or
(iii) one hand and one foot ;
Or
(iv) total and irrecoverable loss of sight in both eyes.:
 Rs. 1,00,000

(c)Loss or actual physical separation of, or total
and irrecoverable loss of use of:-
(i) one hand ; or
(ii) one foot ; or
(iii) total and irrecoverable loss of sight of one eye: Rs. 50,000

(d)Permanent total disablement from injuries otherthan those specified in items (b) and ( c) above Rs. 1,00,000

(e)Permanent partial disablement as specified in column (1) of the Table below
At the rate specified in the corresponding entry in column ( 2 ) of the Table below:


(3) Claim.-
(a) Immediately upon the happening of any accident while  in pursuit of his employment resulting in death at work site, the employer shall send reports to the Labour Officer (Social Security Scheme), Assistant Director (Building and Other Construction Workers), Directorate of Industrial Safety and Health of the respective district and to the Police in Form B in Schedule II of such occurrence of the accident.

further details : http://cms.tn.gov.in/sites/default/files/go/labemp_e_65_2016_Ms.PDF

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